Effective Date: April 26, 2021

 

The World of Money and the World of Money Online (each and collectively, “World of Money”) is provided by the YWCA Metropolitan Chicago, Inc. is dedicated to protecting the privacy of children and handling any personal information we obtain from our users with care and respect. This document describes our commitment to privacy and the things that we are doing to keep kids’ information safe and secure.

WorldofMoney/YWCA Metropolitan Chicago, Inc. limits our collection of personal information from children to no more than is reasonably necessary to participate in an online activity. Name, age, address, parent contact, parent telephone number. We do not collect cookies from devices.

We do not sell, rent or trade any child’s personal information to any third party. At no time shall any adult directly contact or engage in any offline communication with any child user under the age of 18 without consent from their teacher/parent/guardian. At any time, a teacher/parent/guardian may access their child’s personal information to review and/or have the information deleted and/or refuse to permit further collection and use of their child’s information. Access is granted via email to: info@worldofmoney.org.

By using and accessing from any computer, mobile phone, tablet, or other device (collectively, “Device”), World of Money’s sites located at https://worldofmoney.org/ and https://www.worldofmoneyonline.org/, our mobile sites and application (the “App”), and our use of social media sites (collectively, the “Sites”), you are accepting and agree to comply with this Privacy Policy.

This Privacy Policy is in accordance with the Children’s Online Privacy Protection Act (“COPPA”), where applicable.  For more information on COPPA and protecting children online, please see http://www.consumer.ftc.gov/articles/0031-protecting-your-childs-privacy-online

All children under the age of 18 must have the consent of and be enrolled by their teacher, parent or guardian.

We may modify this Privacy Policy at any time, and will post the current version on the Sites. We encourage you to periodically review our Privacy Policy to stay informed about how we are using the information we collect.

 

The following table sets forth the categories of personal information we have collected from adults in the preceding 12 months, the source of that personal information, and how we have used and shared such personal information in the preceding 12 months.

Category of Personal Information Collected Source of Information Purpose for Collection Categories of Recipients
Contact information: such as your name, address, email address, telephone numbers, or other contact information

 

From you To communicate with you, to send you information, newsletters, promotional materials and other offerings from us or on behalf of our partners, to offer a contest or other promotion, when you contact us, when you request customer service or support, to complete your registration on our Site, to administer your account with us, and to provide you with offers that may be of interest to you

 

Parents
Payment Card Donation information:  name, card issuer and card type, credit or debit card number, expiration date, CVV code and billing address From you and your payment card issuer To check that the right person is using the right card or account, meets the requirements of the card brands or account issuers. Also, for payment for services and donations. Our service providers who process donations for us and who are contractually required to comply with laws and requirements applicable to payment processing, which may include Payment Card Industry Data Security Standards
Preference information:  your account settings (including any default preferences), any preferences you have indicated, the types of services that interest you, the areas of our Sites that you have visited or ways that you interact with our Sites From you, from our website technology interaction with your browser/devices and cookies and other similar technologies tracking the pages you visit, the messages you open and the links you follow To enhance your online experience, including as a way to recognize you and welcome you to the Sites or App, to provide you with customized Sites or App content, through other third party sites or apps, via email, text messages, or App push notifications that are offered by us or others that might be of interest to you

 

 

elsewhere
Communications:  communications we have with you. Other than emails, we do not record telephone calls. From you To handle your requests, to contact you when necessary or requested, including responding to your questions and comments and providing support, and to obtain feedback and improve our service and experience Our service providers who assist us with customer service
Voluntary information:  any voluntary information you provide us with, such as responses to surveys and social media account details From you and your social media account provider To know you better, make our communications with you more personal, learn and improve from your survey feedback and organize events Our service providers who administer surveys and promotions, and our co-marketing partners
Personalization: your journey online and how you use our Sites and App, whether and when you open our emails From you, from our Sites or App technology’s interaction with your browser or devices and cookies tracking the pages you visit To improve our Sites, and services

 

 

Our third party vendors and service providers that perform website analytic services for us or enable the customization of offers to you to improve your website experience
Device information:  IP address, internet provider, operating system and browser used, type of device (such as laptop or smart phone), device cookie settings and other device details (such as MAC address and geolocation), if you use our App and permit it to obtain your precise geolocation From you and from our Sites or App technology’s interaction with your browser or devices To make sure our Sites and App technology works properly with your device and make sure you can see and use our intended website and apps on the device you are using, for analytical and demographic purposes, and to provide offers that may be of interest to you

We also will use this information to protect the security and integrity of the Sites, such as by protecting against and preventing fraud, unauthorized transactions, and managing risk exposure, including by identifying potential hackers and other unauthorized users

Our service providers who help us with fraud protection, and third party vendors and service providers that perform website analytic services for us
Information automatically collected from your browser:  when you use the Sites, some data is automatically transferred from your browser to our server, including your browser type, operating system type or mobile device model, viewed webpages, links that are clicked, IP address, mobile device identifier or other unique identifier, sites or apps visited before coming to our Sites, the amount of time you spend viewing or using the Sites, the number of times you return, or other click-stream or site usage data, emails we send that you open, forward, or click through to our Sites From you and from our Sites technology’s interaction with your browser or devices We will use this information in an aggregated non-specific format for analytical and demographic purposes

We also will use this information to protect the security or integrity of the Sites and our business, such as by protecting against and preventing fraud, unauthorized transactions, and managing risk exposure, including by identifying potential hackers and other unauthorized users

 

Our third party vendors and service providers that perform website analytic services for us or enable the customization of offers to you to improve your website experience

 

Additional Disclosures

We may also disclose information collected from and about you as follows: (1) as necessary if we believe that there has been a violation of the Site Terms of Use or of our rights or the rights of any third party; (2) to respond to legal process (such as a search warrant, subpoena or court order) and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law; and (3) in the event that our company or substantially all of its assets are acquired, your personal information may be one of the transferred assets. We may also disclose your personal information with your express consent. We may share aggregate, non-personally identifiable information about Site users with third parties.

Please note that if you voluntarily submit any personal information for posting on the Sites, such as a review or a blog post, the information becomes publicly available and can be collected and used by others, so you should use care before posting information about yourself online.

 

Do Not Track

Do Not Track (DNT) is a privacy preference that users can set in some web browsers, allowing users to opt out of tracking by websites and online services. At the present time, the World Wide Web Consortium (W3C) has not yet established universal standards for recognizable DNT signals and therefore, Cash Camp, Inc. and the Sites do not recognize DNT.

Like many websites, we analyze how visitors use our Sites through what is known as “cookie” technology. A cookie is a small text file that is placed on your computer when you access the Sites and allows us to recognize you each time you visit the Sites. We may use cookies to: (1) allow you to use the Sites without having to re-enter your user name and password; (2) enhance or personalize your Site usage and experience; (3) monitor Site usage; (4) manage the Sites; and (5) improve the Sites and our services. If you choose, you can set your browser to reject cookies or you can manually delete individual cookies or all of the cookies on your computer by following your browser’s help file directions. However, if your browser is set to reject cookies or you manually delete cookies, you may have some trouble accessing and using some of the pages and features that are currently on our Sites, or that we may put on our Sites in the future. Note that browser-management tools for cookies are outside of our control and we cannot guarantee their effectiveness.

We may also use web beacons on the Sites and in our emails. Web beacons are tiny graphic images that are used to collect information about your visit to the Sites, such as the pages you view and the features you use, as well as information about whether you open and/or act upon one of our emails. We may also collect the URL of the website you visited immediately before coming to the Sites. Web beacons help us analyze our Site visitors’ behavior and measure the effectiveness of the Sites. We may work with service providers that help us track, collect and analyze this information.

We may combine the information we collect through cookies and web beacons with other information we have collected from you or information from other sources.

If you sign up for our mailing list, we will send you informational emails. At any time, you can ‘unsubscribe’ yourself from our email list simply by clicking the ‘unsubscribe’ button.

If you do not wish to receive communications from us about special events, you can opt-out of receiving these communications by following the instructions contained in the messages you receive. Even if you opt-out of receiving these messages, we reserve the right to send you certain communications relating to the services we provide, and we may send you service announcements and administrative messages. We do not offer you the opportunity to opt-out of receiving those communications.

Access, Correction, & Deletion

We respect your right to access and correct your personal information. You may access your personal information by signing into your account. From there, you can correct or modify your information. You may also exercise your rights, subject to applicable laws, to request that we delete or restrict access to your personal data. We may need to retain it for legally permitted purposes and this will be explained to you if necessary.

If you need assistance correcting or updating your personal information, or would like to request that we delete your personal information, please contact us using the contact information detailed in the “Contact Us” section below.

Retention of Personal Information

Personal information that we collect, access or process will be retained only as long as necessary for the fulfilment of the purposes for which it was collected, unless otherwise provided in agreements between you and Cash Camp, Inc. or as required or authorized by law. Personal information that is no longer required to fulfill the identified purposes will be destroyed, erased or made de-identified.

Security

We maintain reasonable and appropriate measures designed to maintain information we collect in a secure manner. We have taken certain physical, electronic, and administrative steps to safeguard and secure the information we collect from visitors to the Sites. Even though we follow reasonable procedures to try to protect the information in our possession, no security system is perfect and we cannot promise, and you should not expect, that your information will be secure in all circumstances.

Third Party Websites

The Sites contain links to third-party websites, such as social media sites like Facebook and Twitter, which may have privacy policies that differ from our own. We are not responsible for the activities and practices that take place on these websites. Accordingly, we recommend that you review the privacy policy posted on any external site before disclosing any personal information. Please contact those websites directly if you have any questions about their privacy policies.

Changes to This Privacy Policy

We may change this privacy policy from time to time, including as required to keep current with rules and regulations, new technologies and security standards. When we do, we will post the change(s) on our Sites. If we change the policy in a material and retroactive manner, we will provide appropriate notice to you.

Right to Removal of Posted Information—California Minors

If you are under 18 years of age, reside in California, and have a registered account with us, you have the right to request removal of unwanted information that you publicly post on the Sites. To request removal of such information, you can contact us as provided below. Upon receiving such a request, we will make sure that the information is not publicly available on the Sites, but the information may not be completely or comprehensively removed from our systems and databases.

Visitors from Outside the United States—Cross-Border Transfer

The Sites are hosted in the United States. If you are visiting the Sites from outside the United States, your information may be transferred to, stored and processed in the United States or other countries in accordance with this Privacy Policy. The data protection and other applicable laws of the United States or other countries may not be as comprehensive as those laws or regulations in your country or may otherwise differ from the data protection or consumer protection laws in your country. Your information may be available to government authorities under lawful orders and law applicable in such jurisdictions. By using the Sites and/or providing personal information to us, you consent to transfer of your information to our facilities as described in this Privacy Policy.

Right to Lodge Complaints

We are transparent about the ways in which we collect and use personal information, and welcome your questions and concerns. If you have any concern or complaint about the way we handle your personal information, please contact us as described below. To the extent you believe we have not addressed your concerns or otherwise choose to do so, you have the right to lodge a complaint with a supervisory authority in the country where you reside and/or the United States. You may contact the US Federal Trade Commission regarding your concerns. For more information, please see https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc. You also may call the Federal Trade Commission’s toll free telephone number at (877) FTC-HELP to report to a live operator.

Contact Us

If you have any questions about this Privacy Policy or to request this Privacy Policy in another form, please contact us at WorldofMoney Operations, YWCA Metropolitan Chicago 1 North LaSalle Street, Suite 1700, Chicago, Illinois 60602; info@worldofmoney.org.